Checking Your Way

Dividend Checking

Minimum to open $25 $10,000
Monthly Service Fee $10 $10
No Monthly Service Fee with only one of these requirements Maintain a minimum daily balance of at least $10,000 in the dividend checking account.
Direct Deposit** Free Free
Online Banking, Mobile Banking & Phone 1st Free Free
Paper statement $5 (free with Prime Plus Membership or Young Adults age 16 through 22***) Free
eStatements Free Free
Bill Pay Free  
Overdraft Transfer (automatic transfer from Savings, Money Market, Club account, etc)**** $5 per Transfer Free
Courtesy Pay - optional (we pay NSF transaction up to $500) $32 per Item $32 per Item
Visa Debit Card, Free Free
ATMs - CU here, Presto!, all Publix and Winn Dixie ATMs Free Free
Explanation of Terms:
*Shares include Savings, Checking, Money Market, IRA, Term Share Certificate and Club accounts. **Outstanding credit card balances are included in loan balances to avoid a monthly service fee. Loans / credit cards delinquent 30 days or more will not be considered in the balance requirement to avoid a monthly service fee. Direct deposit includes recurring payments such as payroll, Social Security, and pension benefits that are automatically and electronically deposited into your account and immediately available.
***For a full disclosure of these and other products and services please refer to our “Important Account Information Disclosure.” For a listing of all our fees please refer to our “Fee Schedule.”